Moving Home Mortgages in Droylsden

Moving Home Mortgages in Droylsden

Our team are experts when it comes to moving home mortgages. If you wish to speak to us regarding expert advice, please complete the enquiry form provided.

Moving Home Advice in Droylsden

Moving Home Advice in Droylsden

We have a range of moving home advice experts. If you would like to speak to a membre of our team, please complete the enquiry form now and we will be happy to help.

Porting a Mortgage in Droylsden

Porting a Mortgage in Droylsden

If you are thinking about porting a mortgage our team can offer assistance. We would be happy to discuss in more detail if required so please complete our contact form now.

Moving Home Mortgages in Droylsden

Many families take on mortgages as it is largely the most feasible way to make sure you have enough capital available to be able to buy a home outright. 

Get Advice Today

From houses to bungalows, apartments to mansions, mortgage loans are a great way to secure a solid property for you and your growing family – but what happens when you are in the process of moving house? 

Moving home mortgages in Droylsden M43 6 are largely flexible and available to many buyers and homeowners throughout the UK, and as such, you may be able to port a mortgage across from one property to another, even if you have funds left to clear on your existing loan. 

These mortgages are a great way to safely move across without stress or hassle – and as local mortgage advisors for families across our region and the surrounding areas, Our team ( are always here to ensure that you stay up to date with the latest and most reliable information on what to do when you move home.

Porting a Mortgage

So, how do you port a mortgage?

  1. Firstly, you will have to reapply
  2. If you borrow more (sometimes you may not be able to) you may have to pay back two loans
  3. Make sure to check the interest rate

Porting a mortgage will largely involve making sure that you stay with the same deal and rates you are already registered to with your existing property – and it may even put you on better footing to be accepted for a further mortgage at your new potential home. 

Moving home mortgages aren’t always a guaranteed option, however, which means you should always consult your closest nearby advisor to ensure that you have a wide array of options open to you. 

The criteria for moving mortgage loans across has changed since the UK initially went into recession, and as a result, your circumstances will need to align with guidelines set up for advisors and brokers. 

There are plenty of benefits to moving your existing loan over – it means, for one, you won’t have to face early repayment fees – and it certainly helps to keep things simple.

Moving House Mortgage Calculator

It’s always important to know how much money will be expected of you whether you take out a whole new loan or whether you move mortgages across – and our moving house mortgage calculator will ensure you have all the answers you need in order to make an informed decision. 

Speak to our team about moving home


Porting your loan over to a new property may involve having to take out further loans or paying transfer fees – it’s a good idea to take these expenses into account so that you don’t face any nasty surprises up front. 

Don’t worry – our moving home mortgages service in Droylsden M43 6 will allow you to accurately account for and prepare for the monies you will need to have to hand should you wish to undertake porting.

Mortgage When Moving House

It is important to know you cannot get help to buy mortgages when moving house. These are only for people looking for their first home. 

If you are interested in considering keeping your existing mortgage when moving house – for example, if you feel you are registered with a good lender and are experiencing the best rates for what you are paying for – it is worthwhile discussing such options with an advisor near me. 

"We were offered advice when moving home and was extremely impressed with the professionalism and assistance."

Your loan will need to be settled before you move – which can largely be attended to when you sell your home and receive payment – and the added bonus of this lies in the fact that you may even be able to ‘complete’ or settle your mortgage with your current lender within an extended space of time. 

Keeping your mortgage when moving house may also put you in good stead with new lenders – as you already have a track record for being a reliable debtor in place.

What Happens to My Mortgage When I Sell My House?

When you sell your home, your mortgage ‘completes’ – which also means that if you have any money left to pay on your current loan, you will need to make up the difference from your final sale. 

This means you are going to need to balance one or two figure while you are in the process of attending to a new loan. 

These mortgages involves transferring your current rate and deal over – you will still need to appeal for further finance – but it will also mean that you avoid having to pay early repayment fees and associated costs. 

This being considered, however, there are additional costs that can come into play while you are in the process of porting across to a new property.  Many people ask us ‘what happens to my mortgage when I sell my house’ – and the short answer is, it is settled.

Get in Touch

Moving Home Advice

Offering moving home advice is part of what we do – from arranging for new mortgages to finding the best rates and lenders, our advisors are experienced in the trade and are always happy to help first time buyers ( and young borrowers get affordable routes towards the property ladder. 

Buying and selling properties doesn’t haven’t be difficult or stressful – we’re here to simplify the process as much as possible and to ensure you get the best deal to suit your needs.

Can I Transfer My Mortgage to Another Property?

If you’re ready to ask an advisor ‘can I transfer my mortgage to another property’, the short answer you will receive is yes – in most circumstances – but it will depend upon whether or not a new deal you appeal for can keep you at the same rates and on the same deal you’ve already been clearing. 

This isn’t always a guarantee – it is worth approaching an advisor with moving home concerns to make sure you have access to a wide range of choice and the best value on the market for your requirements.

Contact Us Today

If you’re in the process of looking for a new home and would like advice on moving home mortgages in Droylsden M43 6 from one property to another, contact us today – our team is specialised in supporting individuals, couples and families who are keen to retain the best deals around for home repayments. 

Contact our team for a free consultation for the best mortgage deals in March 2020 and to start discussing your options – and allow us to hunt down the most cost effective avenues around.

Get in Touch  

By submitting you consent to your information being passed to the relevant company to contact you.

Covering Droylsden



Contact us